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Sellers Guide

Arranging a market appraisal


If you are thinking of moving your first step is to arrange a market appraisal. PK Properties are happy to provide you with a free market appraisal, entirely without obligation. At this appointment we will detail all of our services and advise on market value with recommendations on a guide price and marketing strategy.

 

Energy Performance Certificate (EPC) requirements


From 1st October 2008 it has been a requirement for vendors to provide an EPC, which will be valid for 10 years. The EPC must be carried out by an accredited energy assessor and will provide information about a property's energy use, typical energy costs and recommendations about how to reduce energy use and save money. Marketing your property and agreeing terms with a prospective purchaser are dependant on your agent having a current EPC on file. If you have an EPC you will need to make a copy available to us and we are obliged to provide a copy to potential buyers, if it is requested. Should you wish PK Properties to assist you with the arrangement of an EPC, please contact us for further details and we'll be happy to help.


Proof of Identity and Proof of Address


From the 1st March 2004, Estate Agency practitioners are obliged to make enquiries of their clients regarding the ownership and financing of property transactions. The obligation on the estate agent is to ensure that property transactions comply with the requirements of The Money Laundering Regulations 2003, The Proceeds of Crime Act 2002 and Terrorism Act 2000 as amended by the Anti-Terrorism Crime & Security Act 2001. We have a legal obligation to comply with the regulations and we trust that, should you favour us with your instruction, that you will not be offended when we request verification of identity and proof of address, prior to the marketing of the property. The burden of proof will also extend to clients for whom we have acted previously or who are well known to us.


We will also require that you read our Terms and Conditions and sign our Terms of Business as well as the draft marketing particulars we put together for your property prior to commencing the marketing process.

 

Budgeting for your move


After you have ascertained what your home is worth you need to speak to a Mortgage Adviser to plan your budget for your intended move. PK Properties Mortgage Advisers are independent and an appointment to see one of them is recommended early in the process. If you don't require a mortgage it is sensible to think through all the potential moving costs you might incur such as Stamp Duty, legal fees, agents fees, removal costs etc.


Arranging your solicitor


It is advised that you arrange a solicitor early on in the process so a file can be opened in readiness. PK Properties offer recommendations of excellent, reputable local solicitors. Please ask for further details.

 
Agreeing a sale


When a sale is agreed we check a buyers ability to proceed by speaking to other agents if a chain of sales is behind your buyer. If your buyer has the cash, with no related sale, we will ask for proof of funds. Once all the information is to hand we will write to all parties to confirm the sale and then the legal progress commences.

 
Legal work before exchanging contracts


Once instructed the solicitors will commence work on progressing the sale. This will involve arranging searches, raising and answering enquiries, checking through all documents and, if mortgage finance is required, dealing with the relevant financial institution. This process should take on average between 4-6 weeks. 

 
Exchanging contracts


A sale is not legally binding until this point. At exchange of contracts it does become legally binding and a moving / completion date is set. This is the date to confirm your booking with your removal company and to notify your contacts of your new address and moving date.


Completion / moving date


This is the date you must vacate your home. Agents cannot release the keys until they have had confirmation from the solicitors that the monies have arrived. The usually happens in the middle of the working day (between 11am and 3pm).


To discuss your house sale or arrange for a free property valuation please contact PK Properties.#